Acknowledgement & Consent

Acknowledgement & Consent

MARKET OVERFLOW PTY LTD ABN 53 621 565 222, Australian Credit Licence Number 621 565 222, trading as Overflow. 

I understand that by completing an application form that Overflow (the entity) will collect, use, hold and disclose my information as outlined in the Privacy Policy, which I declare that I have read and understood.

Collection of information

I consent to the entity collecting personal and credit information from me. I understand that if I do not provide all information that is requested from me the entity may be unable to provide me with their services. I also understand that if any of my personal information should change, such as a residential address, phone number, email address, etc, it is my responsibility to advise the entity of this.

Use of information

I consent to the entity collecting my information for the purposes of providing me with referral and marketing services and any related purpose including but not limited to:

  • customer service requests such as providing access to and updating personal information and resolving disputes;
  • gathering information and statistical data to analyse and evaluate business functions;
  • complying with legal requirements under various acts such as the National Consumer Credit Protection Act 2009, the Privacy Act 1988 and the Anti-Money Laundering and Counter-Terrorism Financing Act 2006;
  • developing our service offerings and improving overall business processes and efficiency.

Disclosure of information

I consent to the entity disclosing my personal information to provide me with their referral and marketing services, and any other related purpose as outlined above, on an ongoing basis to:

  • credit providers, credit brokers, other referrers and other service providers.
  • the entity‘s auditors, contractors, agents, insurers, financiers and lawyers.
  • any other persons or entities who you have consented to.

I understand my information may also be disclosed in other circumstances outlined in the entity‘s privacy policy.

Electronic Communications

I consent to receive all communications, information and documents, where possible, from the entity through electronic communications, including but not limited to:

  • marketing materials and promotions;
  • any other communications, information, or documents that must or will be provided to you or which you have requested.

I understand that by giving consent to receiving electronic communications;

  • communications may be sent via any electronic means, such as SMS and email;
  • electronic media should be regularly checked for communications, information and documents;
  • it is my responsibility to ensure the security of my electronic communications;
  • paper-based documents may no longer be given;
  • consent to the giving of documents by electronic communication may be withdrawn at any time.

Commercial Electronic Messages

I understand that under the Spam Act 2003, the entity may not communicate with me via commercial electronic messages unless I provide my consent. I consent to the entity communicating with me via commercial electronic messages (email, SMS) to provide me with convenient and fast communications.

Declaration

I declare that I have read and understood this Acknowledgement and Consent document and that I acknowledge, authorise and consent to all the terms that it sets out.